Not all services from the dentist are taken over by the statutory health insurance. Anyone who has ever received a denture, did not have to wonder about the dentist’s bill. Particularly high costs are caused by the dentures and not every patient has timely completed a corresponding insurance. But for a dental restoration must be reckoned with amounts for which you get a small car. Many therefore take out a loan for the dental bill.
If no insurance is available
The statutory health insurance companies give only 50 to 60 percent of the cost of dentures. That’s not enough and many can not afford it because they did not spend enough money. With most dentists, it is possible to stagger the costs in installments, but unfortunately the duration is usually very short. With a loan for the dental bill, the monthly burden is not so high, because the term can be chosen freely. This gives a little air, because the monthly rates can be kept so low.
However, in order to be able to enjoy the benefit of a loan, the bank requires appropriate collateral. A fixed income must exist. The bank also checks whether the salary or salary is sufficient to pay the loan. If the patient does not earn enough, there are problems with the loan approval. If this point has been clarified so far and a loan could be eligible, the credit rating is checked. If there are no problems, a loan for the dental bill is likely.
Provision is better
With regard to a borrowing for the dentures one can only recommend to conclude a corresponding additional insurance. It only costs a few euros a month and offers ideal protection against high costs. A loan costs interest. Alone for this money, a dental insurance can be completed. This is in any case cheaper than a loan for the “third party”.